December: The Perfect Time for a Real Estate Reset
The end of the year isn’t just for holiday shopping — it’s also the best time to get your real estate affairs in order. Whether you bought a new home this year or have owned for decades, a quick legal checkup can prevent headaches down the road.
At Bruno Law Group, we often help clients tie up loose ends before the calendar flips — from recording deeds to finalizing title paperwork or reviewing property tax adjustments.
1. Review Your Deed and Title
Make sure your property deed is correctly recorded and your title reflects accurate ownership details. If there were any transfers, refinances, or marital status changes, these should be legally documented with your county clerk.
2. Check for Property Tax Updates
Many NJ towns adjust assessments annually. If your assessment changed, review your property tax bill and confirm that your homestead or senior deduction (if eligible) is properly applied.
3. Review Homeowner Insurance and Legal Documents
The new year is a good time to update your homeowner’s insurance, trust documents, and wills to reflect your current property value and ownership structure.
If you’ve refinanced or transferred ownership, it’s smart to have your attorney confirm your coverage still aligns with your title and loan documents.
4. Prepare for a Fresh Start in 2026
A 30-minute legal review can prevent major surprises next year — especially if you plan to refinance, sell, or invest in another property.
Schedule a year-end consultation with Bruno Law Group to make sure your property paperwork is buttoned up before January.
